Payday Lending Clearinghouse Updates 

The League’s “Payday Lending Clearinghouse” webpage, available at, includes information related to the regulation of payday and auto title lenders. It is updated from time-to-time to reflect recent developments. On September 21, a Travis County Court issued two opinions reversing two City of Austin municipal court orders.  The orders concluded that Austin’s payday and auto-title lending ordinance was preempted by state statute. The court held that the city’s ordinance is not preempted by state law because there is a reasonable construction by which the ordinance and state statute governing credit access businesses can both be given effect.  

The two opinions can be read here and here.

TML member cities may use the material herein for any purpose. No other person or entity may reproduce, duplicate, or distribute any part of this document without the written authorization of the Texas Municipal League. 

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